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Safeguarding Your Financial Future after an On-the-Job Accident

When you have been injured on the job, one of your first worries tends to center on your personal finances. You can protect your income and ensure your financial stability by knowing what resources to utilize in the days and weeks after your accident at work.

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Choose an Advocate to Help You

Your employer will more than likely recognize its own fault in your accident. Even so, your company may do everything in its power to keep from paying you from the company’s worker’s compensation insurance policy.

Going up against corporate lawyers alone is a daunting, if not impossible task. When you want to avoid being bullied into admitting fault for the accident or settling for anything less than to which you are rightfully entitled, it is essential that you find advocates like workmans comp attorneys and other legal insiders to gather evidence and build a case to take to court if necessary. Your lawyer will know the law regarding workers compensation in your state. Your advocate will act as your intermediary between the big corporate lawyers and your employer, all the while making sure your financial best interests are well addressed.

Allow Your Legal Team to Lead You

When you are recovering from an on-the-job accident, the last thing you need is to worry about what to say or do regarding your case. By retaining legal help, you can focus on recovering from your injury and allow your legal team to guide you through the case.

Your attorney will make sure evidence like video surveillance, eyewitness testimony, medical records, and other proof to back up your claim is secured for your case. You will not have to talk to anybody or go anywhere that does not behoove your workers comp case. You will be advised on what information to give and to whom to speak as the case progresses.

Let Your Attorney Negotiate the Settlement

More than likely, your employer’s attorneys will want to settle the case out of court. Before you sign anything, you should let your own lawyer read over the settlement agreement.

Your lawyer will make sure that the money being offered takes care of you well into the future rather than just for the immediate present. The agreement should replace your lost income if you cannot go back to work.

These tips will protect your finances after an on-the-job accident. Getting legal help can secure your future income.

Image credit: pixabay.com


Knowing Your Safety Rights in the Workplace

You should always feel safe when at work. Employers have an obligation to ensure that their working environments are free from hazards and dangers that may harm their employees. If you’re about to start a new job, or you simply want a refresher on what exactly your health and safety rights are when it comes to the workplace, then read on. Here are five health and safety rights that all employees have when doing any kind of work.

The Right to Know

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No matter where you work, or what you do, you have the right to know what potential hazards exist in your workplace, including any physical hazards (such as unguarded machinery and cords running along the ground), biological hazards (such as bacteria or fungi, blood, and animal dropping contamination), ergonomic hazards (such as poor lighting, frequent lifting, and repetitive movements), and chemical hazards (such as dangerous liquids and gases). Ensure that your new employer or supervisor tells you about anything in your job that may harm – or even kill – you before you actually start work. If they don’t, and you’re involved in some kind of workplace accident, then you have the right to seek legal advice from a reputable law firm, such as  Sinnamon Lawyers .

The Right to Contribute

In addition to the right of knowing what hazards exist in and around your place of work, you also have the right to contribute to making your workplace safer. This means that you can become part of the Health and Safety Committee or be a Health and Safety Representative.

The Right to Refuse to Work

If your employer has put you in an unsafe working environment and you feel that your health and safety is at stake, then you have the right to refuse to work. You can then report such unsafe conditions to management or a government body. Remember: your safety is your utmost priority and you don’t have to settle for unsafe working conditions.

The Right to Have Emergency First Aid on Hand

All employers are required to have emergency first aid equipment and a trained professional onsite at all times. Sometimes the difference between life and death is only a few minutes and getting basic first aid assistance in those vital first moments of an accident can literally save your life. So make sure your right of having basic first aid at work is respected and limit your chances of injury or even death while at work.

The Right to 11 Hours of Consecutive Rest per Day

Finally, all adult workers have the right to be granted 11 consecutive hours of rest per day while employed with any company. If you’re not getting enough rest, then make sure you report your place of work to the appropriate authority.

Knowing your safety rights at work can save your life or, at the very least, enable you to work to your full potential with the peace of mind that you are safe. So make sure you know exactly where you stand in terms of safety at work and ensure that you’re able to go home each day in full health.

Images courtesy of imagerymajestic and Ambro at FreeDigitalPhotos.net


Digital Signature and the Benefits of Using Them

digital signature

Even in today’s digital world, many organisations and individuals do not realise that the internet is not fully secure, and that sharing their documents online can greatly compromise the security and validity of those files. Digital signatures are sophisticated pieces of software that replace your handwritten signature on digital files, and provide additional security benefits for online distribution.

This article will discuss digital signatures, their benefits, and how many online platforms such as Your Digital File are using them to improve security systems for businesses and individuals.

What is a digital signature?

A digital signature is software that gives authenticity to a digital file, much in the same way that a handwritten signature gives authenticity to a physical document. A digital signature allows important documents such as wills and financial agreements to be confidently distributed and signed online. There are three important aspects:

  • Authentication: Verifies that the document was sighted and signed
  • Non-Repudiation: Verifies that the document was actually sent
  • Integrity: Verifies that the message was not tampered with in transit.

After a 100-point identity verification, your provider will allocate you with a private ‘key’ that can be used to apply your digital signature to any file. Your key works with the algorithm that sits behind the software to verify your identify and the integrity of the file.

Why are they Important?

The authenticity of a handwritten signature is lost in the online world. Image software can be used to alter a scanned document. If you rely on scanned documents, there is no way to verify that it has not been altered since the agreement was formed. Distributing handwritten signatures online can also increase instances of identify theft.

A digital signature is different. The digital signature confirms that you saw the document, signed the document, and that the document has not changed in any way since signing. This gives you confidence to use online technology for important agreements and transactions.

When should you use one?

You should use a digital signature for any agreement, document or contract – legal, financial, or personal. It’s worth using your digital signature regardless of whether the document will be distributed or stored online. Many organisations now insist on digital signatures, as signatures can be forged on paper documents, pages preceding the signature block can be altered, or the document can be lost entirely.

Tips for using your Digital Signature

Keep your key private. Don’t write it down anywhere that friends, coworkers, staff or contractors could access it, and don’t record it online. The validity of your digital signature is compromised if your key becomes public knowledge. It’s important to follow all directions set by your provider. They’ve set the process in place to ensure the algorithm behind the signature is protected. Following their protocols will ensure you are maintaining the strength of your digital signature.

Finally, use it as much as possible. If you’re presented with a physical document, consider whether you’d be better protected by scanning it and then applying your digital signature.

Digital signatures provide authentication to digital files, removing security concerns that arise from making major agreements and transactions online. Consider how your personal or professional activities could benefit from the added security of a digital signature.

Image credit: lemag.ma


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